Backache can be a lot to bear if you are in your late 60s or early 70s. What you don’t need is to bear the cost of treating your back pain, especially if you have been recommended for surgical treatment by your doctor. This is where Medicare comes in handy. Medicare is a federally-funded health insurance program, which provides certain healthcare benefits to people who are at least 65 years old. If you want to know if you can use Medicare for back surgery in Los Angeles and how you can go about doing it, then this article has your answer!
How Does Medicare Insurance Policy Work?
The first thing you need to know is that Medicare is a federal health insurance program. It’s primarily for people who are 65 or older, although people with certain disabilities or conditions can qualify for Medicare coverage, too. You can easily verify if you are eligible for Medicare or not by visiting their website or calling their helpline if you are not very tech-savvy.
Medicare Insurance Policy Details
Medicare consists of four parts: Part A, Part B, Part C, and Part D.
- Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health care.
- Part B covers outpatient care, preventive services, and some home health care.
- Part C is also known as Medicare Advantage. This part of Medicare is offered by private insurance companies that contract with Medicare. Medicare Advantage plans must cover all the services that Original Medicare (Parts A and B) cover except hospice care (which must still be covered under Part A). Many Medicare Advantage plans also offer extra benefits like dental, vision, and prescription drug coverage.
- Part D is the prescription drug coverage part of Medicare. Prescription drug coverage is offered by private insurance companies that contract with Medicare. You can get this coverage through a stand-alone Prescription Drug Plan or through a Medicare Advantage Plan that offers drug coverage.
What do you need?
In order to be an eligible candidate for back surgery under Medicare, you just need to be signed up for part A and part B of the Medicare plan. Part C and Part D are additional and not necessary.
Using Medicare for Back Surgery
If you’re a senior citizen on Medicare in Los Angeles, you may be wondering if you can use your insurance to cover the costs of back surgery. The answer is yes! Medicare will cover the cost of most types of back surgery, including but not limited to:
– Spinal fusion
– Laminectomy
– Discectomy
Of course, as with any type of surgery, there are some risks involved. Be sure to discuss these with your doctor before making a decision to undergo back surgery. But if you and your doctor decide that back surgery is the best option for you, then Medicare will definitely help to cover the costs.
Do I pay anything with Medicare Policy for Back Surgery?
Original Medicare, Part A, and Part B will cover some of the costs associated with back surgery. Part A covers inpatient care in a hospital setting, while Part B covers outpatient care. There may be some out-of-pocket costs associated with back surgery, including deductibles, copayments, and coinsurance. Medicare Advantage plans, which are an alternative to Original Medicare, may also cover back surgery. These plans typically have lower out-of-pocket costs than Original Medicare.
Consult the best Medicare Spine Surgeon in Los Angeles
If you happen to be in Los Angeles and have an active Medicare policy, you can consult Dr. Moksha Ranasinghe for back surgery. She is a Medicare-certified spine surgeon who has been treating patients with spine disorders for many years in Los Angeles. You can schedule an appointment with her by filling out the contact form available on their website or call them at 213-369-4583.